Coverage line
Commercial Auto for gymnastics schools & cheer gyms
Coverage for the vans and vehicles that move your athletes, coaches, and equipment to competitions, exhibitions, and off-site events — and for employees running gym errands in personal vehicles.
What it covers
- Liability for at-fault accidents in gym-owned vans and vehicles
- Physical damage to owned vehicles
- Hired and non-owned auto for employees using personal vehicles
- Transporting athletes and equipment to competitions
- Uninsured and underinsured motorist coverage
- Medical payments for auto-related injuries
Who it's for
- Gyms that own vans for team and equipment transport
- Programs traveling to competitions and exhibitions
- Operations with employees running errands in personal vehicles
- Cheer programs transporting stunt groups and mats
Why CCA
- Fleet and single-vehicle programs from specialty carriers
- Athlete-transport exposure factored in
- Hired/non-owned coverage for the employee-vehicle gray area
Commercial Auto — FAQ
Common questions about commercial auto
Often yes — through hired and non-owned auto coverage. If an employee causes an accident while driving their personal vehicle on gym business, your business can be named in the claim even though the vehicle isn't yours. Hired and non-owned auto closes that gap. We add it routinely for gyms with staff on the road.
Pair it with related coverage
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