About us

Built for the gyms that build athletes.

Gymnastics School Insurance is the youth-sports-focused division of Contractors Choice Agency — a national agency founded in 2005 by Josh Cotner. We started writing sports and youth organizations because too many gyms were buying coverage that protected everything except the claims that actually happen in a gymnastics facility.

A gymnastics class with a coach on a spring floor
  • Licensed in all 50 states
  • Founded 2005 — 20+ years
  • Youth-sports specialists
  • USAG / AAU / USA Cheer savvy
  • 15-minute quote turnaround
  • 2-hour claims response
Our story

From the gym floor to the agency.

We've spent two decades insuring sports and youth organizations, and we kept seeing the same gaps at gymnastics schools and cheer gyms: participant injuries with no accident coverage, abuse allegations on excluded policies, and apparatus valued like office furniture. That's why this dedicated gymnastics division exists — to fix the coverage gaps that hurt gyms most.

2005

Contractors Choice Agency founded

Josh Cotner opens CCA — built to insure organizations the right way, with real trade and operational knowledge.

20+ yrs

Deep in sports & youth organizations

Two decades placing liability, participant accident, workers' comp, and property coverage for sports and youth-serving operations nationwide.

Today

A dedicated gymnastics division

Gymnastics School Insurance focuses CCA's expertise on gymnastics schools, cheer gyms, and tumbling academies — the youth-sports niche with the most misunderstood coverage gaps.

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Gyms, academies & cheer programs insured

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Years insuring sports & youth organizations

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Average quote turnaround

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States licensed & writing

What we stand for

Four things we won't compromise on.

Participant accident, not an afterthought

We know GL doesn't pay an injured athlete's medical bills — and that USAG, AAU, and competitions require participant accident coverage.

Abuse & molestation done right

Required by most sanctioning bodies and landlords, excluded by default on most policies. We write it correctly as part of your program.

USAG, AAU & USA Cheer fluent

We know the limits, additional-insureds, and certificates your meet host and sanctioning body will demand — and turn them around fast.

A-rated markets only

We shop carriers with the strength and claims handling to be there when a serious injury or loss happens.

Ready to bind the right coverage?

Get a real quote in about 15 minutes. We shop A-rated youth-sports markets that actually write gymnastics and cheer gyms.